Knowing yourself, your needs and goals, and your appetite for risk is essential
A financial review is a great way to take a fresh look at your finances and plan for the journey ahead. More importantly, it enables you to talk through your long-term financial objectives and discuss with us a way forward to deliver your plan and achieve them.
Investing is a lifelong process, and the sooner you start, the better
A lifestyle financial plan has no value unless it is properly implemented through an appropriate goal-based investment strategy. If you’ve got a sufficient amount of money in your cash savings account – enough to cover you for between at least three to six months – and you want to see your money grow over the long term, then you should consider investing some of it.
A strategy that reflects your risk tolerance and time horizon
Trying to second-guess how events will impact on markets – or even attempting to make a bet on them – rarely pays off. Instead, investors who focus on long-term horizons – at least five to ten years – have historically fared much better.
Improving your chances of achieving your investment goals
If you want to plan for your financial future, it helps to understand risk. If you understand the risks associated with investing and you know how much risk you are comfortable taking, you can make informed decisions and improve your chances of achieving your goals.
Maintaining a clear purpose for your investment strategy
Without a plan, investors are prone to making knee-jerk reactions when there are swings in the market. A well thought-out investment strategy provides the guidance needed to help you stay on track when inevitable market fluctuation occurs. It can also point you towards the types of investments that best align with your financial goals.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Please take the time to read the Terms and Conditions relating to our financial services.
HSC Financial Advisers is the trading name of HS Coleman (Insurance Services) Limited, who are authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register (www.fca.org.uk/register) under reference 169843.
Registered as a limited company in England and Wales under company number: 02322691
Registered Company Address: 94-96 Merton High Street, London, SW19 1BD