Responsible investment is a catch-all term to broadly describe funds that invest to make a positive change, either to the environment or for society. Within this umbrella term there are four broad investment approaches: ethical exclusion; responsible practice; sustainable solutions; and impact funds.
Getting financial help during the coronavirus (COVID-19) pandemic
The coronavirus (COVID-19) pandemic has not only dealt a blow to the UK economy, many people and families have unfortunately experienced financial hardship. According to a recent survey, 31% of the population say they are struggling with their finances due to the effects of the pandemic.
Age change to when people can start taking pension savings
The government has confirmed that it plans to increase the minimum pension age at which benefits under registered pension schemes can generally be accessed, without a tax penalty, from age 55 to age 57 commencing 6 April 2028.
Financial planning is a step-by-step approach to ensure you meet your life goals. Your financial plan should act as a guide as you move through life’s journey. Essentially, it should help you remain in control of your income, expenses and investments so you can manage your money and achieve your goals.
In a fast-changing world, sustainability is a growing concern for investors. Sustainable investing funds position investors to manage the risks associated with environmental, social and governance (ESG) factors, capture the opportunities and contribute to positive change.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Please take the time to read the Terms and Conditions relating to our financial services.
HSC Financial Advisers is the trading name of HS Coleman (Insurance Services) Limited, who are authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register (www.fca.org.uk/register) under reference 169843.
Registered as a limited company in England and Wales under company number: 02322691
Registered Company Address: 94-96 Merton High Street, London, SW19 1BD